Data on the activity of Moldova commercial banks (thousands of lei) as of 30.06.2026
| Bank | Total assets |
Own funds |
Profit after tax |
LCR (%) * | Total deposits |
Individual deposits |
Total loans |
Loan impairment |
|---|---|---|---|---|---|---|---|---|
| Comertbank | 2 388 670.3 | 321 042.6 | 1 496.9 | 797.00 | 1 689 181.7 | 1 077 459.0 | 949 940.3 | 18 890.6 |
| Energbank | 3 611 679.0 | 753 122.6 | 16 345.0 | 173.00 | 2 375 504.9 | 1 591 977.6 | 2 204 988.5 | 49 185.3 |
| Eurocreditbank | 2 168 219.1 | 275 299.1 | 104.9 | 580.20 | 1 633 892.7 | 1 051 580.8 | 1 066 509.4 | 13 150.3 |
| Eximbank | 5 943 577.9 | 1 207 037.2 | 25 722.4 | 662.40 | 4 212 811.4 | 2 129 967.2 | 3 493 135.6 | 170 578.1 |
| Fincombank | 6 855 727.5 | 933 184.8 | 56 457.0 | 499.00 | 5 184 461.7 | 3 084 716.0 | 3 641 444.9 | 61 139.5 |
| maib | 72 895 300.1 | 8 965 879.2 | 1 011 556.8 | 247.10 | 54 977 822.2 | 34 682 456.9 | 43 408 788.8 | 1 336 005.5 |
| Moldindconbank | 45 664 009.8 | 5 859 576.3 | 720 547.1 | 354.50 | 36 926 356.8 | 24 508 131.7 | 28 016 752.8 | 1 012 775.4 |
| OTP Bank | 20 709 991.2 | 2 511 678.4 | 220 820.4 | 416.00 | 16 017 039.5 | 8 467 755.6 | 11 253 546.4 | 348 919.9 |
| ProCredit Bank | 8 019 380.9 | 1 017 967.7 | 46 736.9 | 262.80 | 5 686 817.8 | 3 123 967.5 | 5 504 071.1 | 79 189.9 |
| Victoriabank | 33 765 421.6 | 4 663 200.5 | 256 006.3 | 152.60 | 25 641 680.0 | 13 672 887.2 | 15 903 013.7 | 604 879.2 |
* LCR % — Liquidity Coverage Ratio (%)
Moldova will strengthen the independence of the National Bank and reinforce the ban on financing the public sector using central bank resources
Moldova's domestic public debt continued to edge higher in July, extending the year-to-date increase and remaining close to its recent peak. The rise was supported by stronger financing on the government securities market, while the latest data also point to changes in borrowing costs and the structure of the debt portfolio.
The corporate income tax rate for Moldlova's banks is set to increase by 50% starting in 2027—from 12% to 18%
The National Bank of Moldova has lifted its key policy rate to a three-year high, signaling a fresh shift in its monetary stance after a series of earlier adjustments. Market participants will be watching closely for the implications for borrowing costs, inflation expectations and the central bank's next moves.
The National Bank of Moldova (NBM) raised the base rate applied to the main short-term monetary policy operations by another 0.5 percentage points—from 7% to 7.5% per annum
Revenues for the mandatory health insurance funds rose significantly over the first seven months of 2026, with insurance premiums and revenues from other sources accounting for the bulk of the increase. At the same time, the system's expenditures exceeded its revenues, and a significant portion of the funds was allocated to pay for medical and pharmaceutical services—the full version of this article presents the key revenue items and expenditure trends.
In the first half of 2026, Moldova's state social security budget saw an increase in both revenues and expenditures, while the composition of revenues changed significantly. The Ministry of Finance notes that own-source revenues strengthened, while the volume of transfers decreased, which was reflected in the final budget balance.
A draft law has been put up for discussion in Moldova that is intended to change the rules for granting home loans and strengthen protections for borrowers. The bill sets forth new requirements regarding disclosure, creditworthiness assessment, and contract terms, and could have a significant impact on the operations of banks and nonbank lenders.
The risk of excessive credit growth remains moderat in Moldovae, and bank lending continues to grow at a rate exceeding GDP growth - NBM
The National Bank of Moldova’s foreign currency reserves increased again during the most recent reporting week, continuing their moderate growth since the beginning of the year. The regulator disclosed the latest estimate of reserve assets and changes compared to the previous reporting date, and also noted recent changes to the format of their publication.
Payment service providers of Moldova will be required to provide consumers with detailed information about the fees they charge, and the National Financial Market Commission (CNPF) will launch a website for comparing fees
Moldova's legislation governing the supervision of investment companies will be brought into line with EU requirements, and the initial capital requirements for authorizing investment companies will be increased
The EIB will provide a 150 million euro soft loan for the implementation of the “Fruit Garden of Moldova II” project to finance investments in the development and modernization of the agri-food sector
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