The banking market in Moldova remains stable and is moving toward digitalization and European integration, while banks are demonstrating solid financial performance, high liquidity ratios, and a robust capital adequacy level – the NBM
Anca Dragu, Governor of the National Bank of Moldova (NBM) stated this while speaking as a special guest at the ZF Bankers Summit 2026, where she discussed the banking market in Moldova, its resilience, and its prospects amid uncertainty. Anca Dragu presented a model for structural reform of the banking system in Moldova and noted that, amid overlapping crises, the NBM is emphasizing innovation and rapid modernization of the financial infrastructure as solutions for economic recovery. A key theme of the National Bank of Moldova Governor’s speech was the rapid technological progress observed in Moldova, driven by the launch of the MIA instant payment system, as well as active efforts to recognize the equivalence of Moldova’s banking prudential system with the EU system in accordance with the European Banking Authority’s methodology, and accession to the Single Euro Payments Area (SEPA). “The banking market in Moldova today is a model of stability. In a regional context characterized by uncertainty and high risks, Moldova’s 10 licensed banks demonstrate sound financial performance, high liquidity ratios, and a robust capital adequacy level. The full transparency of the shareholder base achieved in recent years has attracted major European investors, which is an important factor for stability and support of the real economy,” stated Anca Dragu. During the event, the NBM Governor emphasized that digitalization and the European agenda are not merely goals, but vital tools for reducing costs, enhancing security, and restoring the confidence of private investors. “We are focused on open dialogue with the business community to turn current challenges into opportunities for growth,” said Anca Dragu. The 15th ZF Bankers Summit 2026 serves as a platform for cooperation between Romania and Moldova in the financial and banking sectors, facilitating the exchange of best practices in risk management and sustainable financing for the business community. // 03.06.2026 – InfoMarket.
